Consolidating private loans into direct loans

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Our content is accurate (to the best of our knowledge) when we initially post it, but we don't guarantee the accuracy or completeness of the information provided. For questions about your Credit Karma account, please submit a help request to our support team.You can visit the company's website to get complete details about a product. Advertiser Disclosure: We think it's important for you to understand how we make money. The offers for financial products you see on our platform come from companies who pay us.

Whether you are looking for a new student loan or to consolidate your prior loans, Credit Karma can offer personalized recommendations based on your credit profile.Your eligibility may depend on your credit history.If you do decide to take out a private loan, here are three key things to keep in mind when shopping around (though you should always carefully review all the terms): When looking at private loans, other important terms to consider are monthly payments, grace periods and repayment and deferment options.In the United States, there are two common types of student loans: federal and private.Federal loans are lent or backed by the federal government, while private loans are typically lent or backed by banks, credit unions and other private lenders.

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